|1.4.3 Containers and container & hull insurance|
|Containers cannot be easily defined as either hull or cargo. To distinguish them more readily from insurance for the container cargo, the special conditions are known as hull clauses. Nonetheless, the nature of the cargo remains the predominant factor, for which reason the special conditions should only be agreed in conjunction with DTV cargo insurance conditions.
In general, therefore, containers are not covered as packaging by cargo insurance, but instead by special all-risks insurance by way of special conditions for container insurance. However, compensation is only paid for damage to machinery and tarpaulins, if it is an immediate consequence of an accident involving the means of transport or of stranding.
The special conditions may also be applied to leased containers, if the lessee bears the risk. However, to clarify the situation, this should be expressly stated in the corresponding "written conditions".
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